When it comes to finding the right Capital One credit card to fit your lifestyle, it can be difficult to narrow down the options. Thankfully, Capital One offers a wide variety of cards, perfect for all different walks of life. Whether you are a traveler looking for zero foreign transaction fees, or someone who wants never-expiring, redeemable rewards, Capital One offers high rewards rates from an honest, reliable company.
Here are the best Capital One credit cards, perfect for your next venture:
- Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is known for its travel rewards. Out of all credit cards, the Venture card offers the best rewards on travel, as you will earn 2 No Hassle Miles per every $1 spent.
Capital One’s No Hassle Miles are easy to redeem and extremely useful, as they never expire and can be used on gift cards, hotels, or flights. Additionally, unlike other travel credit cards, you do not have to book hotels or flights through specific Capital One affiliated programs. In fact, Capital One actually recommends you book through a travel site like Kayak.com in order to find the best deal, and then redeem your No Hassle Miles for a statement credit against your travel expenses.
The annual fee is $59, but the intro fee for the first year is $0. Moreover, the card comes with a signup bonus—40,000 miles once you spend $3,000 on purchases within the first 3 months. Plus, there are no foreign transaction fees, no travel blackout dates, and there’s no limit to how many miles you can earn. All you have to do is pass the Capital One Card Application Reviews, and this fantastic rewards card will be in your wallet.
- Capital One Spark Cash for Business
This card is the corporate equivalent of the Capital One Venture Rewards Credit Card. Not only does this card pay out in cash, it pays the full 2 percent cash back on all purchases. Like the Venture credit card, the rewards do not expire, and there are no category limits as to where or what you have to buy.
When you sign up for this business credit card, there is hefty bonus: a one-time $250 cash back bonus once you spend $5,000 on purchases within the first 3 months. Since it’s a business credit card, there are business-specific perks attached with the card, such as free employee credit cards and an itemized expense summary at the year’s end.
Lastly, the card comes with warranty protection and travel/emergency assistance. With a $0 intro annual fee for the first year and $59 after that, and the ability to redeem cash rewards anytime, this card offers business owners unbelievable perks.
- Journey Student Rewards from Capital One
This credit card is perfect for students or first time credit card owners, as you will receive 1 percent cash back on all purchases and 0.25 percent extra for all on-time monthly payments. There is no annual fee, no expiration date on the rewards, and no foreign transaction fees.